10 Holiday Shopping Tips

In less than 2 months, it’s Christmas!  Are you already planning for your holidays this year? Do you know all your gift recipients and have a budget for presents?  According to Gallup Polls (2015), Americans budgeted an average of $830 on Christmas presents. That’s a lot of money, and many of us spend the rest of the year trying to pay off that debt.  Let’s look at ways to get through the holidays without going broke.
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