How to Enjoy Christmas on a Budget

In 7 weeks, it’s Christmas!  Are you already planning for your holidays this year? Do you know all your gift recipients and how much to spend for presents?  According to the National Retail Federation (NRF) Holiday and Seasonal Trends survey (2021), Americans spent an average of $998 on Christmas presents and holiday non-gift items. That’s a lot of money, and many of us spend the rest of the year trying to pay off that debt. Considering the rise in costs in the last few years, this year can be even harder on the majority of us. Let’s look at ways to get through the holidays without going broke with savvy tips to make sure you don’t overspend .

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