How to Enjoy Christmas on a Budget

In 7 weeks, it’s Christmas!  Are you already planning for your holidays this year? Do you know all your gift recipients and how much to spend for presents?  According to the National Retail Federation (NRF) Holiday and Seasonal Trends survey (2021), Americans spent an average of $998 on Christmas presents and holiday non-gift items. That’s a lot of money, and many of us spend the rest of the year trying to pay off that debt. Considering the rise in costs in the last few years, this year can be even harder on the majority of us. Let’s look at ways to get through the holidays without going broke with savvy tips to make sure you don’t overspend .

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Country Christmas Gift List Printables

I’m a big planner and I like to make lists. There is a satisfaction in checking off completed tasks.  Do you make lists?  A big list this time of year is my gift list for Christmas.  Family, friends, and people who make my life better are on the list.  When I was working, I’d read about people giving a gift to the mail carrier. It seemed odd as I had no idea who delivered my mail. I was at work.
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